GTA
Areas we serve
MKG Mortgages serves the Greater Toronto Area from 4250 Weston Road, North York, ON M9L 1W9. North York, Toronto, Vaughan (including Woodbridge), Mississauga, Brampton, Oakville, and Milton are the local hubs.
Each page names the neighbourhoods, the housing that shows up on that city's files, a local example, and the service pages for that city.
Which cities have a local hub?
Seven cities have a full local page: North York, Toronto, Vaughan including Woodbridge, Mississauga, Brampton, Oakville, and Milton. Each one names neighbourhoods, housing, and the service pages. The office is in North York. The lender still decides. Any example figure is illustrative.
Which services cover those cities?
Home purchase, refinance, renewal, and the other services in the list cover the GTA from one page each. City pages exist where a local file is common. Open the service first, then the city hub if you want the local note.
The same services cover every city above. Open a service for the details, then a city hub if you want the local page.
Home Purchase
A home purchase mortgage finances the house or condo you are buying. The down payment, the payment, and the condition dates are set before the offer, for clients across the GTA.
Home PurchaseFirst-Time Home Buyers
A first home is a purchase with the steps named in order: what you can carry, the cash to close, the offer, and the conditions. MKG Mortgages walks that sequence for buyers across the GTA.
First-Time Home BuyersMortgage Pre-Approval
A mortgage pre-approval is a budget before you write an offer. It is not a promise that a specific property will be funded. MKG Mortgages sets that budget for buyers across the GTA.
Mortgage Pre-ApprovalRefinancing
Refinancing replaces your current mortgage, often to change the payment, the amortization, or the amount borrowed. If the term is not over, the penalty is part of the math. MKG Mortgages runs that check across the GTA.
RefinancingMortgage Renewals
A mortgage renewal is the date your term ends. The letter from the current lender is one offer. MKG Mortgages compares it before anything is signed, for homeowners across the GTA.
Mortgage RenewalsDebt Consolidation
Debt consolidation can roll higher-interest balances into the mortgage so there is one payment. It only helps when the equity, the cost, and the new payment all work. MKG Mortgages runs that test across the GTA.
Debt ConsolidationSelf-Employed Mortgages
Self-employed mortgages are built from notices of assessment, T1 Generals, financial statements, and business bank statements. Stated-income and alternative-lender programs still verify those records. MKG Mortgages matches the documents to the program, across the GTA.
Self-Employed MortgagesHELOC
A HELOC is a revolving limit secured by the home. You pay interest on what you draw, and the limit can sit beside the mortgage or replace part of it. MKG Mortgages compares that with a refinance for homeowners across the GTA.
HELOCReverse Mortgages
A reverse mortgage is for homeowners 55 and older who want to draw equity without a monthly principal-and-interest payment. The title stays in their name. MKG Mortgages walks through the cost and the effect on the estate, across the GTA.
Reverse MortgagesSecond and Private Mortgages
A second mortgage sits behind the first. A private mortgage is short-term capital when a bank will not fund in time. Both carry lender fees, broker fees, a higher rate, and an exit. MKG Mortgages writes that exit down before an advance, across the GTA.
Second and Private MortgagesPre-Construction
A pre-construction mortgage has to still be alive when the building is ready, which can be years after the agreement. Deposits, incentives, and the appraisal at occupancy are planned before that date. MKG Mortgages handles these files across the GTA.
Pre-ConstructionInvestment Property
An investment-property mortgage is underwritten on the rent, the down payment, and the mortgages you already carry. A rental is not a second version of the house you live in. MKG Mortgages structures these purchases across the GTA.
Investment PropertyNewcomers
Newcomers can buy in the GTA with a shorter Canadian credit history when the down payment, the job, and the documents line up with a program that accepts them. MKG Mortgages serves clients in English, Hindi, Punjabi and Bengali.
NewcomersCommercial Mortgages
A commercial mortgage is financing secured by property used mainly for business or investment. The equity and the documents depend on the building and the lender. MKG Mortgages prepares these files across the GTA.
Commercial MortgagesBusiness Loans
A business loan funds a business purpose, such as operations, equipment, or expansion. The term should match the use. MKG Mortgages places these requests with lenders across the GTA.
Business Loans
What do people ask about this page?
The short answers sit in the page under each question. They cover the cities, the office, and the local files. The lender still decides, and the office that handles the file is in North York. The lender still decides. Any example figure is illustrative.
Which cities have the full local pages?
North York, Toronto, Vaughan (including Woodbridge), Mississauga, Brampton, Oakville, and Milton. Each hub has the neighbourhoods, the housing that shows up on that city's files, a local example, and the service pages for that city.
Where is the office?
MKG Mortgages is at 4250 Weston Road, North York, ON M9L 1W9. The same team serves the GTA from that office.